Credit Analyst - Isando

Reference PE003995
Location Gauteng, Isando
Salary Interval Monthly
Package None-negotiable
Description Requirements
  • Grade 12 / Matric
  • Degree or equivalent qualification in Business/Accounting/Finance or Credit Risk.
  • Minimum 3-5 years of experience in a similar role within an FNI department.
  • Proven experience in analysing corporate financial statements and cash flows. 
  • Experience in preparing professional Credit Committee papers or Credit Memoranda. 
  • Experience in managing or assessing material corporate credit exposure.
  • Strong Software Skills in Microsoft Office and experience with SAP, Power BI, credit management systems, loan origination systems or similar financial systems will be advantageous. 
  • Own vehicle and valid Code 8 licence.
Responsibilities:
  • Credit Assessment and Underwriting. 
  • Financial Analysis. 
  • Credit Structuring. 
  • Credit Rating and Risk Classification.
  • Credit Approval and Credit Committee. 
  • Customer Due Diligence. 
  • Security and Collateral Assessment. 
  • Post-Lending Credit Monitoring.
  • Early Warning and Watchlist Management.
  • Arrears and Problem Account Management.
  • Portfolio Credit Risk Management.
  • IFRS 9 and Expected Credit Loss Support.
  • Regulatory and Compliance Responsibilities.
  • Credit Policy and Governance. 
  • Cross-Border Credit Risk.
Only shortlisted candidates will be contacted. If you do not receive feedback within two weeks of applying, please consider your application unsuccessful.
 

How to Apply

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